We all know that we need to save for our golden years, but it can be difficult to know just how aggressive our savings goals need to be in order to fund a comfortable retirement. For many savers, it’s easier to simply put enough into the 401(k) to get the employer’s matching contribution and call […]
Investing
One of my favorite episodes of “Pawn Stars” features a soon-to-be dad trying to sell his massive collection of Transformers memorabilia. Even though the guy ultimately didn’t sell, he was able to find out what the collection was worth — thousands of dollars, in this case. While I wouldn’t hang your hopes on getting filthy […]
If you’re smart with how you allocate a windfall, even a modest sum can really help you to get and keep your finances on track.
Emergency funds are necessary. We all need to be prepared for those unplanned rainy days. Therefore, it’s not a question of whether or not we need an emergency fund, but how much of an emergency fund we really need. When speaking with others about their emergency funds, I’ve encountered funds anywhere from a few hundred […]
When it comes to finances, it’s important to not only think about the now but also the future.
As you know, I started investing in cryptocurrencies earlier this year. What I haven’t told you was that one of the big reasons why I warmed up to the assets is because of the developments in decentralized finance (Defi). For those who don’t know, the traditional way of finance is called centralized finance (Cefi) because […]