How well do you know your own finances? If you want your financial machine to run as efficiently as possible, there are some critical pieces of information you absolutely must know. Without that knowledge you run the risk of overspending, your investments can’t possibly be working for you as hard as they should be, and […]
The American dream is a goal we’ve all heard of at some point in our lives. This dream involves raising a family, building a successful career, and (most importantly some would have us believe) owning a home. Everybody dreams about owning a home and it’s marketed as the biggest asset in life. But is owning […]
Do you have a large but short-term savings goal? Perhaps, like me, you want to save at least 20% of a future home as a down payment. Maybe you want to purchase another vehicle or recreational toy in cash versus going into debt, or you just want to finally finish a much-needed home improvement project. […]
Ask anyone what the important rules of money are and they’ll likely be able to give you several maxims that at least sound like good advice. Unfortunately, many people are walking around following rules that really don’t apply anymore. The subject of personal finance seems to attract old wives’ tales that masquerade as solid advice. […]
My son just started his junior year of high school, and although I have plenty of time to make a decision, I’m already contemplating what I want to give him for a graduation present in a few years. Television shows and movies tend to exaggerate what teens get from their parents for high school graduation. […]
Here comes the end of the year. Are you ready financially? I’ve been lax in paying attention to my finances lately. I’ve been slow to reconcile my accounts, and I haven’t done any planning to see where I stand with some of my goals. It’s been that crazy around here. I’m changing my tune a […]
