The idea that stocks provide fairly predictable long-term returns is one of those fundamental beliefs upon which practically the entire investment industry is based. Lately however, I’ve seen a lot of people questioning the validity of that assumption. And I can’t blame them. Having your portfolio decline in value by 40% in one year doesn’t […]
This is a guest post from Neal Frankle, CFP, who regularly contributes to this blog on investment subjects. Eventually the market is going to turn around. Your funds will start going up in value. But my guess is, even then, you’ll find it hard to stay motivated about investing. The world is going to call […]
What would happen if you were forced to spend a couple hundred bucks? Last weekend we had a flat tire on our way to Palm Springs. Actually, it was two flat tires. There was many emotions going through our heads and most of it was frustration as we were wondering whether we can still get […]
After weeks of waiting and calling everyone to do their part of the process, I finally got my 401k moved over this week. During this time, I realized a few important facts about the 401k offered by my employer. The employer match will not be fully vested until my 10th year of employment (it starts […]
I was speaking to a representative at Wells Fargo today when she pushed their Market Linked Certificate of Deposit (MLCD). To be honest, I knew nothing about it so I did a little research. How It Works Basically, Market Linked CDs are like traditional CDs but instead of a fixed interest rate, the CD’s returns […]
In a matter of weeks, I saw my portfolio erode at a rate that I thought was only possible in months/years instead days/weeks. The other day, I was looking at the disastrous performance of my stock investments through financial statements and asked myself one question: “Did I make a financial mistake by investing in stocks […]
