My time is just as important to me as my money. Perhaps even more so because while my income has increased, I still have the same 24 hours in a day that I always did. Recently I made the decision to give up one workday a week to doing volunteer work. It’s been a tough […]
Many people have a dream of retiring early so they can enjoy their time away from the grind. However, it is important to realize that there are some very real drawbacks to early retirement. The main issue is that you can’t begin taking distributions from your tax advantaged retirement account, penalty free, until you are […]
One of the questions that many ask is whether it is time to sell my stock. Deciding when to sell a stock is important, and a tougher call than when to buy a stock. As you consider what’s next for you and your stock, consider the following items: Don’t Sell Based on Fear The first […]
Soon after my husband and I were married, we decided that it would be a good idea to purchase life insurance for each of us. We spoke with an insurance agent, and he gushed about the great investment a universal life policy would be. According to him, it would build cash value, we could use […]
For the frugal-minded home buyer, purchasing a foreclosed-upon house may seem like a no-brainer. Houses go into foreclosure when the owner cannot make payments, and the bank simply wants to cut its losses for as much as it possibly can, usually at a price below the market value for the home. With the implosion of […]
I’ve seen it hundreds of times in business: someone has started a new venture and thrown every dime he can scrape up into it. But it’s not successful. So the entrepreneur goes looking for more money, more cash that he can use to make the business work. In some cases, that approach can work out. […]
