Survey after survey indicates that Americans aren’t saving enough for retirement. While retirement is one of the biggest fears that Americans have, they aren’t confident in their ability to enjoy life. A Wells Fargo survey recently indicated that 22% of middle class Americans would rather die early than be unable to have a comfortable retirement. This is very […]
When the leaves begin to change colors and the year draws to a close, people think about many things: the football season in full swing, apple picking, maybe even a thought or two about finding your rakes before the leaves start to fall all over your lawn. Fall is a great time to think about […]
My son and I had a discussion about school and grades the other day. He’s doing great in school, but sometimes we check in to see how things are going and to talk about his future education goals. It helps him stay motivated, and it’s a good way to set expectations for what financial help […]
Even though I’m contributing money to an IRA on a monthly basis, and even investing in some dividend stocks in my individual investing account, I’ve always felt like real estate could be a better investment option for retirement income. The idea started with a family member who’s doing just that: relying on a portfolio of […]
It’s exciting to get a raise, especially if it’s bigger than you expected. That’s why it’s understandable and common that in the afterglow, many people rationalize an immediate increase in spending. Perhaps you’ve been waiting to purchase a new vehicle, have your eyes on a nicer place to stay, or just want to take a […]
We focus on stocks and bonds when we think of investing most of the time, but we often forget that it’s also possible to invest in ourselves. An investment in yourself can offer very good returns, as long as you are wise with your investment. I’ve been in exploratory mode this year. I’m trying to […]
