The Patient Protection and Affordable Care Act (ACA, or “Obamacare”) was passed in 2010, and provisions of the law have been going into effect since then. One of the biggest changes resulting from the ACA goes into effect starting with the new year. Beginning in 2014, everyone is required to have health insurance coverage or […]
To some, a credit score is a grade of how well they’ve managed their finances. Others use different factors to judge their financial achievements, such as their ability to pay for life’s necessities with cash only. They might not give two thoughts about their credit score. Unfortunately, your credit score affects much more than just […]
You just added your teenage son or daughter to your auto insurance policy. You get the new bill a month later — and your jaw drops when you see the increase in premium. Sound familiar? Adding a young driver to your auto insurance policy can cost a whole lot. While many factors are used to […]
In case you’re not familiar with the term, flexible spending accounts (FSAs) are employer-offered healthcare accounts that allow you to set aside and use pre-tax pay for miscellaneous healthcare expenses not covered by your insurance. While the concept of setting aside funds for medical incidentals sounds like a great idea, only about 20% of employees […]
With the Affordable Care Act going live on October 1, many families and individuals are scrambling to find affordable alternatives to government-provided healthcare. While the Affordable Care Act itself is very controversial, the law still requires U.S. citizens to sign up for some form of healthcare. But what do you do if you’re not sold […]
The Patient Protection and Affordable Care Act, commonly referred to as Obamacare, has officially opened for enrollment. Coverage will begin in January 2014, and open enrollment will continue until March 31st. Even though Obamacare has been a buzzword for most of the Obama administration, there are still many people in the dark about what exactly […]
