You have health insurance and life insurance, which means you and your family are entirely covered should something happen, right? Wrong. Suppose you suffer an injury or long-lasting illness that makes it impossible for you to work. While your health insurance coverage will take care of your medical expenses, and your life insurance will provide […]
As part of the U.S’s Health Insurance Portability and Accountability Act of 1996 (HIPAA), health insurance companies now submit a standardized form for all medical services and products billed under a health plan. This form is called an Estimation of Benefits (EOB), or less commonly a Remittance Advice (RA; these are the EOBs sent to […]
One minute, they’re drooling adorably on a rattle, and the next thing you know they want to borrow your car keys. It might not happen quite that quickly, but it still can be pretty tough for parents to get used to the idea that their teenage children are ready to get behind the wheel. It […]
Paying for health insurance expenses has become an ever-increasing source of irritation for many consumers. Even those fortunate enough to have decent coverage often find themselves squinting at long lists of detailed pages written in what appears to be a foreign language that only accountants or insurance clerks understand. For the average consumer, sorting through […]
When you already have an insurance policy, it’s easy to become complacent about what you have. You pay the premiums, you have coverage. But, if you don’t look around for better deals, you might find yourself paying more than you should for your policy. Whether it’s home, health or auto insurance, it’s a good idea […]
After the double whammy of an earthquake and Hurricane Irene on the East Coast at the end of August, several of my family and friends are finding themselves with damage to their homes and the daunting task of figuring out how to navigate the red tape of their insurance policy in order to get a […]
