The term annuity can sound almost quaint — like the financial strategy of a little old lady in an Agatha Christie novel. And because these retirement products are sold through insurance companies, it can be somewhat difficult to understand the pros and cons of annuities in the midst of a sales pitch. While it’s possible […]
We hear a lot about identity theft, since it’s a crime that can reach anyone, at any time. Even if they have flaws, services like credit monitoring can provide peace of mind. And, if you’re worried about identity theft, there are companies that offer insurance against the costs you could incur. Before you pay for […]
One of the financial products gaining a little more popularity in recent years is the Health Savings Account (HSA). This type of account allows you to save up for health care expenses via favorable tax treatment. In order to qualify for the HSA, you need to participate in a high deductible health plan (HDHP). This […]
No matter your opinion on the recent Supreme Court ruling on the Affordable Care Act, changes mandated by that act might affect your finances in the future. Unfortunately, between the talking heads and angry individuals on both sides of the health care debate, it can be rather difficult to figure out exactly how your finances […]
Anyone who has had to take over care of a declining family member knows that helping someone who is unable to perform basic daily activities can be both exhausting and expensive. According to the website medicare.gov, “this year, about nine million men and women over the age of 65 will need long-term care. By 2020, […]
It’s been almost 11 years since I last had any sort of traffic violation. Prior to that, though, I had some speeding tickets on my record, and a rather embarrassing incident involving a semi truck. Those types of traffic violations can cost you. Naturally, you pay your fine, whether it’s for speeding, reckless driving, or […]
