Craigslist. It’s really the only good place to find a cheap place to live. There are many “roommate finder” websites but the options there are few and far between unless you live in a highly populated area. But everyone knows Craigslist, and you can find a ton of very cheap places to live by flipping […]
My toddler twins turn three this month and we’re awestruck at how big and beautiful they’re becoming. When we found out a few years ago that we will have not one, but two infants to handle, my wife was thrilled and I was left in shock. Questions starting steamrolling through my mind. Could I afford to […]
While I’m a confirmed renter (I love renting), I know that renting isn’t everyone’s preference. Most people still rather buy. After all, we’ve identified home ownership as a major milestone in life and for finances. The only problem is that most people can’t afford one, according to a recent Bankrate survey. Do You Have Enough […]
Renting a new apartment can be quite expensive. Aside from rent itself, there are lots of miscellaneous expenses you might not have thought about. One of the biggest is the security deposit, as almost all landlords ask for that lump sum upfront. Basically, if you damage something, it gets deducted from your deposit. The good […]
I owned a home for seven years, but I was happy to be a renter again because I lived in a luxury apartment community for a year and loved it. Now, I’m back in a home due to life circumstances, but I’m renting this house instead of buying it. Sometimes, I’m tempted to buy when […]
My mortgage lender informed me that my escrow account, used to pay my homeowner’s insurance and property taxes, was underfunded recently. I could either send them a lump sum, or they could raise my monthly mortgage payment. The funny thing was that I received a check from my lender because my account was overfunded just […]
