As I contemplated purchasing my first home, my friends and family reminded me of the new costs that come with homeownership. Although I confidently nodded my head that yes, I was aware of the consequences, I’m just beginning to learn exactly what they meant. Most of us are prepared for costs like homeowner’s insurance, property […]
Housing
Home ownership comes with a lot of responsibility, so it seems fair that there are also many benefits – especially when it comes time to pay your taxes. If you already own a home, you’re probably familiar with these. But, for the rest of us looking to buy now or in the future, here are […]
Everyone makes home improvements for different reasons, but most of the time they’re either a necessity (maybe a roof repair), something for personal enjoyment, or intended to increase a home’s market value. In fact, about 53% of adults in the U.S. have completed a home improvement project within the last year. Whether you’re getting ready […]
If you’re a recent college graduate, newly married, or just haven’t had the income to save up for a 20% down payment on your first home, you might have been told to look into an FHA loan. If you’re also new to the world of real estate and mortgages, like me, you might be wondering […]
With interest rates rising and housing supply limited for the time being, many people are rushing to buy a home early this season. If you are one of these people, and unless you have cash ready to pay in full, then know that it’s especially important this time around to get pre-approved before you begin […]
A lot of the time we get sucked into thinking that moving to a bigger city can help with finances because you can find a higher-paying job. Unfortunately, that higher-paying job often comes with a higher cost of living. I read a story recently on CNBC about cities in the United States where a $50,000 […]