When my husband and I were looking for homes seven years ago, the real estate agent told us over and over again that we were making an “investment.” Even at the time, I was skeptical of these claims. I couldn’t see how, when we’d be paying $500 more per month (over rent), plus taxes, maintenance, […]
To this day, many people pursue the American Dream of owning a home. But if you can’t afford to buy a house, have lost your home, or are unable to sell without a loss, you’re probably desperate for lower-cost housing options. Here are a few alternatives to the traditional American Dream: 4 Low-Cost Housing Ideas […]
Even though the recession has technically been over for a few years, the reality for many Americans is that it’s still hard to pay their bills, including their mortgages. While the number of home loans in distress has fallen in recent years, there are still a number of homes on the brink of foreclosure. Perhaps […]
They show up in my inbox during the first week of the month, usually just a few days apart. When I see them, I pause and whisper, “Please, please, please, let it be low!” over and over again. With my mouse pointer hovering, I close my eyes and open my electric or natural gas bill […]
A few months ago, my wife and I refinanced our mortgage. During the process, our bank informed us that our interest rate would be increased by an eighth of a percentage point, because my credit score was just under the 710 required for their best rate. It’s well known that people with less than sparkling […]
As usual, you can blame the Polar Vortex. In this case, it’s increasing the demand for propane gas, one of the key sources of heating for thousands of homes and businesses. From the middle of December through January, the price of propane increased by more than $1 per gallon. Even more alarmingly, prices jumped as […]
