Two years ago, my husband and I had to purchase the trifecta; a new refrigerator, washer, and dryer. Now, we are in the market for a new dishwasher, and I’m amazed at the cost of new appliances. As we were skimming through the refrigerator section recently, it was hard to find a fridge that was not […]
One of the pieces of advice you hear over and over in the financial industry is, to not borrow money against your home for basically any reason. There are some people who suggest that it’s OK to take out a home equity line of credit (or HELOC) so you can invest the funds, or make improvements […]
You’ve spent the past few years cleaning up your credit and stashing away enough cash to qualify for your dream home. And now, the time has come to seal the deal. But there’s only one problem: you only accounted for the monthly principal, interest, and property taxes, and overlooked a slew of other costs. Unfortunately, […]
In early 2012, my garbage company offered me a deal: commit to them for two years, and in return, they wouldn’t raise my rates. Prices are always increasing, so I thought it would be smart to agree. I found my latest garbage bill in the mailbox this week, and it was higher than I remembered. […]
One of the bits of luck that accompanied my family on our recent cross-country move was that we sold our house quickly. In fact, it was under contract before we even listed it. However, selling your home quickly isn’t always what it’s cracked up to be; sometimes it means taking a loss. Here’s what you […]
During a recent money discussion, a couple of my online friends pointed out that their rent is half of my monthly income. Since I live in rural Ohio (and wouldn’t have it any other way), I always get sticker shock when I hear how much money other people have to pay for housing. In my […]
