Lately, I have a hard time figuring out what to spend money on. It’s a strange feeling because my urge to buy something hasn’t gone away yet I can’t think of something to buy when I want to. I know I end up being able to keep my money in my bank account which is […]
Deciding to consolidate your debts is an excellent choice for many individuals, but making that decision is only the first step, learning how to manage your finances is the next step in ultimately becoming debt free. Budget planning can help you identify how you spend your money and where you may be over spending. The […]
When we try to cut our expenses and be a little more frugal, most people start with the bigger ticket items. The theory is simple and logical. Cut one big expense and it can cover 10 different ones. While this is great, the problem is that we almost always stop thinking about the little expenses […]
This is a guest article by Willfrid, a fellow financial blogger that likes to find new frugal ideas. Check out his blog Your Finish Rich Plan, a blog that puts the emphasis on the personal in personal finance. Why do power adapters have to be so bulky? On second thought, maybe I should be grateful […]
Today, I think I figured out another reason why I spend less money and thus make my budget planning easier than everyone else. It’s not because I waste less money, nor is it because I buy less things. It’s basically because I stretch the use of my dollar. What do I really mean by that? […]
In life, we need to take action. Today, I need everyone to start saving immediately if you haven’t yet. How many of us have always thought about saving but think that we can always do it tomorrow? We always think that we can wait, but you will be waiting forever to be financially free too. […]
