You’ve read all the financial gurus’ books. You set up a fancy spreadsheet to track your spending. You follow 20 personal finance blogs. You’ve even switched to a cash envelope system. Still, your budget just isn’t panning out. Sound familiar? When I first got serious about personal finance, I dedicated myself to following all of […]
With the start of the academic year, thousands of high-school graduates are entering college and handling their own finances for the very first time. Some will learn quickly on their own, but many others will struggle and end up with more debt than they know what to do with. Here are four important tips that […]
Running as a method of exercise is popular for many reasons. It burns a high amount of calories per minute, it’s something you can do alone or with friends, and you may already have most of the gear needed to get started immediately. Eventually, though, the most important piece of running equipment wears out and […]
Many of us weren’t born frugal. We had to convert to frugality so we could survive financially. And it’s hard, I know. I’m one of those people. I used to come and go as I pleased. Bought what I wanted. Ate out as often as I cared to. As a result, I ended up with […]
Teaching kids about money is one of the most difficult tasks we’re faced with when parenting. It’s a challenge to raise kids who are financially aware, and who will hopefully make better decisions than we do. Often that’s because we spend our time telling our children how they should do things, rather than letting them […]
My most recent spending temptation was an adorable Jack-o-Lantern bowl I saw at Wal-Mart on the Saturday before Halloween. I imagined putting candy in the $2 bowl for our trick-or-treaters, and it would really liven up our Halloween. Theoretically, I was in the store to get a prescription filled, but spending an extra two bucks […]
