For those with children, toy shopping is admittedly a large portion of your holiday spending. This time of year, retailers are especially eager to cash in on this category of sales and they will use the media to make sure you (and more importantly, your child) know what’s new and exciting. There’s nothing wrong with […]
Frugality
We live in an exciting era if you are a techie. New electronics with never-before-seen features are coming out all the time. My wife’s had the same computer for about four years, and it’s starting to show signs of wear and tear. It’s slowed down a lot and freezes occasionally. We’re nearing the time when […]
Finding practical ways to save money over the long haul can be something that escapes our attention. It’s easy to look for the best price on an item when shopping, or add money to your savings account every week, but thinking long-term is an intentional action that takes thought and planning. Here are 20 easy-to-implement […]
If you have any doubts about whether it’s time to buy a newer vehicle, consider these four signs.
One of the cornerstones of good personal finances is to have some sort of backup plan available, just in case you run into unexpected financial problems. We often refer to this type of backup plan as an emergency fund or a rainy day fund. For many of us, these are the same thing. However, it could […]
I’m always looking for new ways to curb my spending, save money, earn freebies, and ultimately, live a more frugal lifestyle. This has especially meant becoming more careful about my purchases over the last few years. Looking back, I’m painfully aware of the money I’ve wasted: Impulse purchases that weren’t accounted for in my budget […]