If you’re like me, you dread Christmas shopping. Will they like it? Is it within my budget? Is it a quality product? Do they already own one? These nagging questions often cause me to walk out of stores empty-handed during the holiday season. Instead of busting your budget to get gifts that may not be […]
Frugality
It’s that time of year again… time to throw away your money! Okay, I mean, it’s time to get ready for Christmas! For many Americans, spending can get out of control during the holidays. According to the American Journal of Psychiatry, compulsive spending affects one in 20 Americans, leaving many men and women feeling worse […]
One of the ways that you can spend less on certain purchases is to buy items that come with rebates. A rebate can save you anywhere from 50 cents to $20 or more on an item. Getting that rebate isn’t always straightforward, though, and you could miss out if the paperwork is lost. Here are […]
Most people spend every dime they make, often before they make it. They spend it on movie tickets they don’t need, food they could’ve cooked, and knick-knacks they can’t afford — swiping the credit card and digging themselves deeper into debt with every purchase. Savings can never grow when your spending constantly chips at the […]
Preparing for holiday parties and functions can get expensive. A new dress, plus shoes, accessories, jewelry, spray tanning, facials, make up, hair… all that primping can lead to a hefty price tag! With a little DIY attitude and a few hours, you can reduce the cost of primping for the holidays. Here are a few […]
Believe it or not, it’s already time to make your New Year’s resolutions. Reflecting on the previous year will allow you to make next year better — with everything from your diet to your finances. Starting out the year with the best of intentions makes it easy to turn the page. Yet, for most people, […]