As the year comes to a close, many of us are looking ahead and mapping out our goals for the New Year, resolving to make it even better than the last. Throngs of us are making lists and goals, both professional and personal, in order to improve our lives. Everyone wants to lose those last five pounds, improve their relationships, […]
Frugality
For the first time ever, my husband and I have full benefits through his work. As we looked over our health insurance options, we discussed the premium/deductible tradeoff. We’ve had a high-deductible plan for years, mainly because that was the only way to keep health insurance costs reasonable when buying as an individual. But, thanks to […]
I do a large portion of my holiday shopping (or any shopping, for that matter) online. Not only is it more convenient because I live about an hour away from the closest city, but I often find precisely what I need for a lot less. But there are, of course, some trade-offs in online shopping that […]
When researching expensive baby buys during pregnancy, it’s usually the mother-to-be who makes her requests known. However, with our first baby, it was my husband that spent hours researching costly cameras and asking if we could buy one. The price tag was $1,600 for a Canon DSLR, which he assured, would be worth the investment as our […]
Recently, I’ve been trying to phase out some of the big box stores where I can, and instead shop locally. Why? Because shopping locally has some great benefits. Firstly, you’re putting money back into your own community and promoting local job growth. Secondly, you might be keeping a small, family owned business from the brink of bankruptcy. […]
Your child’s Extra Academic Activities, or extracurricular activities, can be rather steep. On top of paying for regular school functions and events, these activities go above and beyond the normal curriculum. As a mother of two very athletic boys, I’ve spent my fair share of cash on sports programs and outings. Thankfully though, I’ve discovered a […]