When it comes to your finances, your credit score can be a big deal. A good credit score can mean big savings (or costs) if you take out a loan. Good credit can also mean lower costs when you get car insurance in some states. If you have good credit, you’ve worked hard to manage […]
Lending money is a hard decision that varies with each situation. These guidelines can help.
My wife and I racked up over $109,000 of credit card debt during the first thirteen years of marriage. I place much of the blame for that on myself, as I hid the totality of our debt from her. After she had gone to bed, I spent nights applying for credit cards with low promotional […]
Even though my wife and I otherwise fall into fairly traditional roles when it comes to our finances – I’m the breadwinner while she mainly takes care of our family’s daily needs – we always had separate checking accounts. What we do is that I send her a fixed amount at the beginning of each […]
Both of my kids are at a full-day camp this week and the house is soooo empty and quiet! They went out since 8 in the morning and won’t be back until 5 pm today. Thinking back, the kids haven’t been away while we were home for that many hours since my oldest was a […]
If you’re smart with how you allocate a windfall, even a modest sum can really help you to get and keep your finances on track.
