We don’t always know when the unexpected will happen. That doesn’t mean we can’t plan for it though. In fact, one of the best things you can do for your finances is to look ahead and prepare for the inevitable emergency. Here are four tips you can use for your plan: 1. Start with Your […]
One of the scariest financial situations to be in is living paycheck to paycheck. Unfortunately, too many people are in this predicament. According to a study done by LendingClub and PYMNTS.com, 64% of Americans live from paycheck to paycheck. What’s even more surprising is that almost half of Americans who earn more than $100,000 live […]
Do you waste money just because you are using your funds to deal with crisis after crisis? I got a laptop last year because we visit our family overseas every year for an extended period of time and a laptop would allow me to work away from home. The decision proved extra prudent when I […]
I have sad news to share. I came back from an overseas trip to Hong Kong because my dad passed away. It was sudden (so sudden in fact that the police came and required an autopsy before they can clear the case from foul play). When I heard the news, I had to scramble to […]
Liquidity is incredibly important in a time of crisis, but just how important is it to you to have cash lying around just in case? What even is liquidity? In financial terms, liquidity is the measure of how easy it is to turn an asset, such as stocks or real estate, into cash on demand. […]
It’s important to have an idea of your financial priorities when you are trying to make a financial plan or reach a certain financial goal. After all, it’s impossible to decide what you should do with your money without priorities, not to mention figure out what actions you need to take to reach your financial […]
