Every parent knows the importance of teaching their children financial literacy in the formative years, but not everyone knows where the little ones actually gain the knowledge and know how. Though some financial concepts are taught in school, there’s a desperate need for parents to fill in the gaps by offering personal advice and guidance […]
Anyone who’s gone to college is familiar with the yearly process of filing a FAFSA to determine their eligibility for federal student aid, and the many frustrations that accompany it. For instance, it’s important to file as soon as possible after January 1st since funds are often awarded on a first come, first served basis, […]
Many teenagers and college-aged individuals look at college without realizing just how much the weight loans can carry. Most will think that mom and dad should be responsible, while others will just take out loans to get what they want. Here are two important things you and your teen need to talk about when it […]
Over the years, I’ve developed a financial philosophy that works for me. Research for the work I do as a financial freelance writer has provided me with the chance to learn about finances, investing, and more. As I’ve learned more about money, I’ve been able to develop my own philosophy and priorities. However, I’ve also […]
Apprenticeships have been around for as long as skilled trades. Traditionally, apprenticeships have been geared toward fields like mechanics, construction, electrical, and engineering, all of which require hands-on training. In the face of skyrocketing unemployment and student loan debt, this fact may be changing for good. The United States is surprisingly behind the trend toward apprenticeship-based […]
Are you thinking of buying a house sometime soon? Or how about refinancing your student loans? If you’re thinking of doing either, there’s a number you should know aside from the all-important credit score. It’s your debt-to-income ratio, and it could get in the way of you being able to buy your first home, or […]
