There’s a traditional approach to getting rid of student loans: you pay them off. Depending on the type of degree you got, that can mean a sizable chunk of your income going to student loans for years to come. Repayment isn’t the only way to eliminate student loans, however. There are other options that offer […]
There are two basic schools of thought when it comes to personal finance: spend less or earn more. Spending less sounds simple enough, but it can be a tough adjustment for anyone who’s used to a certain lifestyle or has set behavioral patterns. Not only that, but the temptation to spend is everywhere you look. If you are […]
Hopefully, you’ve completed and sent off your tax return by now. While some of us may owe Uncle Sam money, others are getting a nice hefty refund check. According to the IRS, the average tax refund is $2,893. This is quite a large chunk of money. Add to that all the stimulus checks you’ve received lately […]
More often than not, persistence and the will to keep plugging away pays off. This is Travis’s debt story… After having accumulated $109,000 in credit card debt, our finances finally reached a boiling point a few years ago. No longer able to meet all of our financial commitments, my wife and I enrolled in a […]
Dave Ramsey is a sensation in the world of personal finance. He may even be the most popular financial guru of our time. He has had several TV shows, he’s a best-selling author, he’s created classes that are now taught all across the country, and he has his own radio show too. When a man […]
So now that I’ve owned my home for 10+ years, I’m getting offers left and right for home equity loans. While I am doing my own research, I would be most interested to read your take on them! Congratulations. Getting offers from lenders to borrow money most certainly means that you don’t need the money. […]
