You’ve finally decided that she’s “the one,” and you’re ready to pop the question. There’s only one problem: you don’t have enough cash to buy the engagement ring. You’re in a bind. Should you finance an expensive ring that she’ll love, save money and postpone your engagement, or buy a smaller ring that you can […]
Debt is literally a four letter word; it just also happens to mean you owe money. Many Americans have a dream they’ll never realize: living without debt. Yet, the dream is possible for nearly everyone – just be prepared for the sea change of behavior required to make it happen. If you are unprepared, your […]
When it comes to finances, it’s important to not only think about the now but also the future.
There’s a traditional approach to getting rid of student loans: you pay them off. Depending on the type of degree you got, that can mean a sizable chunk of your income going to student loans for years to come. Repayment isn’t the only way to eliminate student loans, however. There are other options that offer […]
There are two basic schools of thought when it comes to personal finance: spend less or earn more. Spending less sounds simple enough, but it can be a tough adjustment for anyone who’s used to a certain lifestyle or has set behavioral patterns. Not only that, but the temptation to spend is everywhere you look. If you are […]
Hopefully, you’ve completed and sent off your tax return by now. While some of us may owe Uncle Sam money, others are getting a nice hefty refund check. According to the IRS, the average tax refund is $2,893. This is quite a large chunk of money. Add to that all the stimulus checks you’ve received lately […]
