Have you ever found yourself in this scenario? A third-party debt collector calls and alerts you to a bill that’s been handed over to them. You might already be aware of the bill’s delinquency, or it might be news to you. Perhaps it’s: A bill, however small, that was forgotten or missed and it’s now […]
One financial decision many people struggle with is whether to focus their energy and resources on paying off debt (which frees more of your income) or investing in retirement (which secures your financial future). With more than 43 million Americans responsible for $1.6 trillion dollars in student loan debt, getting free of debt burdens should […]
There’s a scene in one of my favorite movies where the lead character steps into a batting cage, then take fastballs to the chest to toughen up. He takes them all, screaming and grunting with the thud of each ball against his body. With the completion of our debt management program (DMP) through which my […]
Since you’re reading MoneyNing.com, I’ll assume you’d rather receive interest than pay interest. You’ll like this post. I’m 26 and I’ve never paid a dime in credit card interest. Not paying interest is obviously ideal since I’m not spending money just for the privilege of borrowing money. But going further, this also means that I […]
Credit cards are a wonderful tool to help you get more out of your spending, but they can also be a temptation that keeps you in debt. It all depends on how you choose to use them. However, even those who manage their credit cards wisely might be prone to these top three mistakes. Are […]
When it comes to getting rid of debt, it seems like the best option is to pay it off as quickly as possible. This is especially true of credit card debt. The interest is insanely high, so you should just pay off what you can, as quickly as you can, right? Not so fast. It’s […]
