Getting an auto loan is a bit like investing in the stock market—it’s all about timing. But when you need a new car, you often don’t have the luxury or flexibility to bide your time until the market is just right. Luckily, you can still cash in on good deals when they appear by refinancing […]
Not too long ago, I filled out a survey about my consumer habits. One of the questions, just before the demographic information, asked about my home. I was asked to choose between Rent and Own (and Other). As I checked the box next to Own, it occurred to me that I don’t actually own my […]
One of the issues that can get in the way of a solid financial future is ignorance of your own motivations. Many of us are not used to self examination, especially when it comes to finances. This is because we often think of our money as something that comes in, and then is saved and […]
Early in my college career, it became apparent that I was willing to go into debt for just about anything. Whether it was a new outfit, eating out, or a road trip, debt was no object. I had my trusty credit card. (Trusty credit cards by the time I graduated from college.) I really was […]
How do you know whether more student loans are the way to go? Jennifer wants to know… I’ve been enjoying reading your blog for quite some time now. I have an issue I was hoping you could provide input with, from a financial perspective. I am trying to get a 2nd B.S. degree in engineering, […]
Gerad wants to know the best way to handle extra payments to his loan servicing company. I have a question about my private student loan. Most of my loans are federally backed and I have consolidated them. However, I have one loan, which was private that I was not able to consolidate. Currently, I am […]
