Credit card debt is the worst. The super high interest rates make paying the debt off seem to take forever. When I got my first credit card, it took me more than a year to pay back the $1,500 I’d racked up. Luckily, it’s extremely difficult but not impossible. I eventually dug myself out of […]
Quitting your job is a decision that shouldn’t be taken lightly. It’s a big risk to leave the certainty of a consistent paycheck, for the uncertainty of the unknown. But quitting your job to start a business, stay at home with the kids, or salvage your health can be such a rewarding experience. I know just […]
Lenders look at a myriad of financial factors when they run your credit report, but there’s another unlikely indicator that creditors are starting to pay attention to: your friends as presented by your social media accounts. What do your Instagram friends have to do with your credit history? Well, the concept of peer pressure, far […]
Long before high school seniors fret about those caps and gowns in the next few months, they’ve been thinking about the next step. Students are encouraged to go to college fresh out of high school, with recruiters, parents, counselors ad advisors hounding them to decide which colleges and courses of study they’ll pursue as early […]
Have you ever found yourself in this scenario? A third-party debt collector calls and alerts you to a bill that’s been handed over to them. You might already be aware of the bill’s delinquency, or it might be news to you. Perhaps it’s: A bill, however small, that was forgotten or missed and it’s now […]
One financial decision many people struggle with is whether to focus their energy and resources on paying off debt (which frees more of your income) or investing in retirement (which secures your financial future). With more than 43 million Americans responsible for $1.6 trillion dollars in student loan debt, getting free of debt burdens should […]
