We hear all the time that it’s important to pay attention to our credit and work to improve our scores. Knowing exactly where you stand can be difficult, however, when you consider that you could have hundreds of credit scores. Where do you start? How Does That Happen? Well, a big reason is that there […]
There’s talk that consumer credit card debt may set a record and potentially exceed $1 trillion this year. We already set another record, with the largest net increase in consumer debt since 2007 ($80 billion). Wow! But should we see accumulating more credit card debt this year as inevitable? I, for one, don’t think so. […]
The mortgage crisis of 2008 was a period of time that will forever be remembered. It affected thousands upon thousands of people and threw not only the United States, but the whole world into a sever recession. Behind the great depression, this is arguably the worst financial disaster to happen in modern times. More recently, the subprime […]
If you’re drowning in debt, it can seem as though there’s no way out. And it doesn’t help that creditors could be calling you — maybe even your family members and neighbors are looking for you. It may seem that you are at the mercy of debt collectors, but the truth is that you have […]
We all know that paying for a higher education is more difficult than in the past because the cost of education is on the rise. As a result, there is a chance that you might need to get student loans to pay for your education. After all, sometimes there are college funding gaps even after […]
Debt plagues millions of Americans each year, and it can be hard to make a dent in your debt, especially if you’re already living paycheck to paycheck. One solution to pay off debt quicker is to use a 0% APR transfer credit card for a promotional period. I know what you are thinking. Credit cards […]
