When we hear about the increasing weight of student loan debt, we tend to assume it applies mostly to college-age young adults – and it does. But, there’s another group whose amount of student loan debt is growing at an alarming rate: seniors. A recent FICO report shows that the percentage of adults over the […]
If you have student loans, I’m sure you’ve dreamed of just not paying them back. You imagine what else you could be doing with that money and think how much easier life would be without the relentless payments. I’ve totally been there. Although I’ve dreamed of not paying back my debt, I know it’s my […]
Considering the massive student loan debt most college graduates face, there’s increasing debate about whether a traditional four-year degree is a worthwhile investment for young adults. Still, most (69.7% in 2016, to be exact) high school graduates still choose to enroll. And college tuition and boarding aren’t the only expenses for students either, because finances […]
Student loan debt is second only to home loans as the highest form of consumer debt in the United States. That’s scary, especially if you’re a college student who’s just starting or only part-way through this expensive career-before-your-career. Paying off college expenses as you go is the best way to avoid a massive pile of […]
I’ve always heard it’s best to pay off your credit card in full each month, but this certainly not the universally accepted opinion. Some people actually think carrying a balance on their card is the best way to build credit. What about you though – is it good or bad for your credit score if […]
We hear all the time that it’s important to pay attention to our credit and work to improve our scores. Knowing exactly where you stand can be difficult, however, when you consider that you could have hundreds of credit scores. Where do you start? How Does That Happen? Well, a big reason is that there […]
