Are you thinking of buying a house sometime soon? Or how about refinancing your student loans? If you’re thinking of doing either, there’s a number you should know aside from the all-important credit score. It’s your debt-to-income ratio, and it could get in the way of you being able to buy your first home, or […]
Credit card rewards and promotions can be very tempting. We live in a world of instant gratification and a credit card allows us to purchase anything we want right now. With cashback rewards, airline points, and free bonuses, these are the reasons many of us sign up for multiple cards to earn these benefits. But […]
You’ve likely heard about recent debit reader security breaches at major retailers like Target and Home Depot. This has left many consumers nervous about using their debit cards while shopping, and rightly so. Plenty of attention has gone into improving the security of these systems so, in the near future, card and reader technology will […]
Having moved from the Midwest to the Pacific Northwest, I’ve been exploring my options for earning frequent flyer miles to offset our trips back home during the year. We’ve always practiced a strict no-credit card policy to avoid the temptation of excess debt, but now we’re considering the advice that a rewards credit card, used responsibly, […]
As a college student, my unsubsidized federal loans are definitely weighing on my mind. I’m not required to pay the loans yet, but the time is coming when I will be. At least paying the accrued interest saves me money in the long run. My goal is to pay as I go, but either way, student loans […]
In just two short months, I’ll be headed to Spain to go see one of my best friends who is teaching there. It’s a dream come true for me, as aside from paying off debt, traveling is my true passion. But how is someone who is so focused on paying off debt, able to travel […]
