If you’re not a natural-born saver, you might believe that the key to becoming a good money manager is willpower and deprivation. The thinking with this is that if you just grit your teeth, force yourself to forgo temptations, and record every penny, then you’ll become more responsible with your money. The only problem with […]
Many of us are unsure about what to expect when it comes to planning for the future. Study after study in recent years indicates that many of us aren’t sure whether we will be able to retire comfortably and “on time.” And with the crazy price increases seen everywhere of late, it really does seem […]
Without my freelance income, I make what would be considered a “living wage” at my day job. This amount seems very low to me though. Some weeks, the income from my day job doesn’t cover my already bare-bones budget. I’ll admit it: there’s even been a time or two when I’ve thrown a pity party […]
If you, like me and many other mothers and fathers, have decided to stay at home with your children for a few years, it may seem as though you’re sending your career on a fast track to nowhere by taking time off. That is certainly one of the concerns that would-be stay-at-home parents often cite […]
When most of us think of earning more money, we think of working overtime or of going in to see the boss and asking for a raise. While these are effective ways to earn more, they are a little less effective in some environments. Some companies limit overtime during times of economic difficulty. And depending […]
Job security. Despite recent improvements in the employment situation, this remains an issue of concern for many Americans. Are You Worried About Your Job? If the pandemic taught consumers anything, it’s that your job isn’t as secure as you would like. Layoffs can happen to almost anyone. And, even if you’re not laid off, your […]
