We can all agree that living paycheck-to-paycheck is not an ideal situation. And it’s just as obvious that individuals doing this still need to save their money and build a financial cushion so they can finally feel secure. Unfortunately, the basic rules of saving money are simple but not easy – particularly if you’re already […]
Budgeting
Words like “budget”, “bills”, or “expenses” can instantly raise the stress level in some marriages, but the common family spends and receives money on a weekly if not daily basis. At the end of the day, the more communication about it, the better. Here are some helpful tips on how to get on the same page […]
At first glance, saving money seems pretty generic. It’s not as complex as other financial processes like buying a house, figuring out the most efficient way to pay off debt, or filing income taxes. But when you dig into it a little more, you realize that how a person saves money says as much about […]
You’ve read all the financial gurus’ books. You set up a fancy spreadsheet to track your spending. You follow 20 personal finance blogs. You’ve even switched to a cash envelope system. Still, your budget just isn’t panning out. Sound familiar? When I first got serious about personal finance, I dedicated myself to following all of […]
The fall is a favorite season to many and it is easy to see why. The weather is nice, the leaves turn beautiful colors, and of course, pumpkin spice lattes. Here’s another reason to love fall – it saves you money. Here are five ways to save money this fall. You don’t want to overlook […]
When it comes to getting rid of debt, it seems like the best option is to pay it off as quickly as possible. This is especially true of credit card debt. The interest is insanely high, so you should just pay off what you can, as quickly as you can, right? Not so fast. It’s […]