I don’t know why it is, but it seems like almost every marriage comes with a spender and a saver. I have seen rare exceptions where both are unleashed spenders – which often turns out to be quite disastrous, and even rarer still I have seen marriages with two savers. But for the most part, […]
UH2L‘s comment sparked another idea on slowing down the mini David in me that likes to splurge. So when I want to buy nice things that are somewhat expensive, I plan ahead and I budget. What would happen if we stop buying everything from now on when we want them and instead plan and budget […]
A man once told me that nothing should be unexpected because we can always expect that something unexpected will happen. Right now, I’m too upset to figure out whether I agree with this or not because the unexpected occurred to me – I received a bill from my doctor for $100. “Your health insurance will […]
My parents taught me so much of what I know today. The importance of living below our means, the understanding of money matters and the appreciation of compound interest are all values that were ingrained into me at a very young age. I remember my mom used to tell me “there are always ways to […]
Deciding to consolidate your debts is an excellent choice for many individuals, but making that decision is only the first step, learning how to manage your finances is the next step in ultimately becoming debt free. Budget planning can help you identify how you spend your money and where you may be over spending. The […]
