Over the course of three weeks, my husband spent quite a lot on Lord of the Rings collectibles. Can we afford it? I guess so. We didn’t need credit cards to pay for any of the stuff, and it didn’t result in us needing to use debt to pay any of our other obligations. But […]
One of the popular topics of discussion right now is Extreme Couponing. This show, on TLC, highlights the efforts that some people make to get items for very cheap — or for free. The idea is to use coupons and sales (combining coupons and sales is especially important) to get multiple items, building up a […]
Summer time means warm weather. For many of us, it also means big air conditioning bills as we try to stay cool. Taking some easy actions to prepare can help keep those bills to a manageable level and possibly stay cool in the process.
Did you know that most New Year’s Resolutions are eventually broken? Some experts say that it just doesn’t make sense to make them – you end up disappointing yourself. But I still think New Year’s, or the beginning of each year, is a good time to reflect on the past and decide on things to […]
Knowing how to budget is incredibly important. Creating a realistic budget and sticking with it can save us from making major financial mistakes, including living beyond our means and incurring credit card debt. I wish budgeting was taught at school, but as far as I know it isn’t, and so it’s up to us parents […]
Growing up, everyone around me thought our family was rich. We drove nice cars, dressed neatly and never hinted at our money woes. It was strange because we couldn’t be more middle class when it came to our household income but the truth didn’t matter, there was no point denying. One day, I asked my […]
