Every week, your friends and colleagues ask you to go out for a few drinks or dinner but you always make an excuse. Your parents are in town, or you’re too sick, or you have to dog sit. The reason you give these excuses is because you just don’t have the money in your budget. If this […]
While health care spending isn’t the biggest component of most household budgets, it’s still a significant monthly expenditure. In September 2013, The Atlantic published information from the Bureau of Labor statistics, indicating that Americans spend 7% of their monthly income on health care. Their latest press release (September 2014) on the subject of consumer expenditures in 2013, […]
A funny thing happens to how you view money once it’s spent: cash loses its value when it’s no longer in your wallet or bank account. This means anything you purchase seems less valuable than the equivalent cash value — and so having to later throw away your purchase doesn’t hurt nearly as much as chucking a $20 […]
Changing your habits and way of life takes time. Implementing a new fitness routine, diet, or spending pattern doesn’t happen overnight. In an attempt to change our shopping habits, my family and I have started buying in bulk (when it makes sense) as a way of saving money. My wife, myself, and two kids, have been […]
Aside from housing costs, the next biggest expense in our budget is food. Especially if you have a large household, food costs can eat up a big part of your weekly spending (no pun intended). According to a survey conducted by Gallup, the average American household spends $151 a week on food. That’s over $600 a month for […]
The days are getting longer, the sun is shining brighter, and everyone is thinking about airing out their houses and washing windows. Spring cleaning holds a different meaning for everyone, but usually involves a routine of once-a-year chores, purging, organizing, and refreshing. While you’re doing your spring cleaning around the house this year, don’t forget […]
