For the first few years of our marriage, my ex-husband and I lived paycheck to paycheck. I barely made over minimum wage, and although he made significantly more than I did, it still wasn’t a lot. We had a mortgage payment, as well as a stack of credit card debt accumulated from my ex being […]
Budgeting
Many of us weren’t born frugal. We had to convert to frugality so we could survive financially. And it’s hard, I know. I’m one of those people. I used to come and go as I pleased. Bought what I wanted. Ate out as often as I cared to. As a result, I ended up with […]
Teaching kids about money is one of the most difficult tasks we’re faced with when parenting. It’s a challenge to raise kids who are financially aware, and who will hopefully make better decisions than we do. Often that’s because we spend our time telling our children how they should do things, rather than letting them […]
You have probably heard the age-old cliché, “time is money,” a few times in your life. That saying could not be any truer for money-saving habits. There are so many great money-saving tips out there, but not all of them are worth your time. Here are a few serious time-suckers you should avoid. Clipping Physical […]
Are you thinking of hosting Thanksgiving this year? Wouldn’t it be awesome if you could throw a dinner party without busting your budget? Well, good news! You don’t need to spend a ton of money to host an amazing Thanksgiving dinner party. In fact, spending too much on dinner can suck the joy right out of it. Thanksgiving is […]
College has become something of a Catch-22 for students. It’s impossible to secure even a mediocre job without a college degree, but the constantly spiraling costs of education make it nearly impossible to pay for that necessary degree. For parents of students, it can be tempting to try to help out – by cosigning a […]