The holidays are swiftly approaching, and many early bird shoppers are already making their lists. With a multitude of financing options available, it can be confusing to determine which is best for you. Although the best way to finance your shopping is by planning ahead and utilizing holiday savings accounts or good old-fashioned cash, many […]
Every so often, I stop and take stock of my financial situation by double-checking where my money is going. I don’t have an exact spending plan down on paper; my style involves making sure all the important stuff (mortgage payments, Roth IRA contributions, insurance, emergency fund, groceries, bills, etc.) is covered, and then I pretty much […]
College, school clothes, toys, electronics — everything adds up when it comes to providing your children with their best possible future. What are you doing to give them the life they deserve? Our Paycheck-to-Paycheck Society Thanks to the wretched state of the present economy, much of our society is living paycheck-to-paycheck. Once upon a time, […]
When we go out with friends and family, the question of how to split the bill often comes up. In some cases, you might even notice that someone isn’t contributing very much. While you might want to overlook it, it’s hard to avoid feeling a little uncomfortable and annoyed when it appears as though someone […]
There has been a lot written recently about the idea of a spending fast. You take a break from all non-essential spending (you still have to pay your bills and buy groceries, after all) in order to break the habit of mindlessly spending money. While I don’t think I would want to participate in a […]
We’ve been hearing for a couple years now about how inflation is going to stay low for quite some time. While the economy might be growing at a slow pace, and while core inflation (a measure of inflation that leaves out food and energy prices) looks like it’s growing at a slow pace, the reality is […]
