Not all of us need a budget for cars. Not all of us need a budget for pets. Not all of us need a budget for haircuts even. But without a doubt, we all need a budget for clothing. We all know how to shrink our clothes, but what many of us don’t know how […]
Budget
Becoming a homeowner is the American dream right? Unfortunately, too many people rush into this dream – only to find themselves in financial despair and facing foreclosure. This could’ve easily happened to me. After getting divorced a year ago, I thought about purchasing a home of my own. I was working two jobs and sharing a […]
When it comes to your finances, your credit score can be a big deal. A good credit score can mean big savings (or costs) if you take out a loan. Good credit can also mean lower costs when you get car insurance in some states. If you have good credit, you’ve worked hard to manage […]
Money is so often a taboo subject that it can feel difficult to impart financial lessons to our kids – particularly when they’re very little. How do you teach young children and toddlers about money, while also protecting them from your money stresses? Money management is just like reading (or any other complex skill), in […]
One of the problems I have with goal setting is that I often set too many goals. Indeed, I’ll make a whole list of goals I want to accomplish – only to have most of them fall to the wayside. That’s the problem with setting too many goals. Many of us can’t do that many […]