I have written a few times on how to save money with baby clothes and kids clothes. But if you are like me, then you want to know a bit about saving money in your own wardrobe too. Financial experts say that individuals should spend about five percent of their take home pay on clothing. […]
Over the years, I’ve developed a financial philosophy that works for me. Research for the work I do as a financial freelance writer has provided me with the chance to learn about finances, investing, and more. As I’ve learned more about money, I’ve been able to develop my own philosophy and priorities. However, I’ve also […]
Buying your first home is usually a very exciting time in your life. You can spend months searching for the perfect place, and then one day, you finally find “the one”. You hurriedly make an offer, get all the paperwork together and sign the contract. Everything seems to be going according to plan. But then […]
When realizing the current debt situation in the United States, it can be difficult to maintain an optimistic outlook on the future. The national debt, is now over $18 trillion, and many U.S. citizens are finding themselves living with debt as they try to cope with the current economy. For many students, the notion of going […]
My wife and I stay on track with our finances through constant communication. We go over our budget twice a week to ensure we’re in sync with every aspect of our finances including: Income amounts to be received in the current two week budget period Bills due during the current two week budget period Amount […]
When my daughter received an invitation to a friend’s birthday party, I told her to start thinking about what she wanted to give as a gift. Fast forward a week, we woke up the day of the party with no present purchased. I suggested that we simply get her friend a gift card, which […]
