Many of us want to start with the plan or the budget when it’s time to get serious about our finances and put together a goal of reaching financial freedom. We begin figuring out income, expenses, and creating a strategy for paying down debt. We will also be figuring out how much needs to be invested in […]
There’s plenty of advice about how to use your time more wisely — everything from creating routines to planning out your day the night before. But when you’re in the trenches and you feel the siren song of Candy Crush (or your distraction of choice) calling your name, no routine or well-planned to-do list can […]
Occasionally the news will feature a refreshingly positive story of someone who practiced a random act of kindness with the mindset to “pay it forward.” You’ve probably heard this phrase before. The movement developed from a book written by Catherine Ryan Hyde, which was then followed by a movie in 2000. The basic concept is […]
It seems that every time you turn on a talk show or news program, an economist is making dire predictions because Americans aren’t saving enough. No one plans to live out their golden years as a Wal-Mart greeter, but with a large portion of the American workforce living from paycheck to paycheck, that might be […]
What if celebrating your birthday could change someone’s life? What if your special day could affect positive change? Well, this is a possibility now. There are non-profits that allow you to donate your birthday to charity. The idea intrigued me since my birthday is coming up. When I first thought about it, I had images of donating […]
Part of good financial management is making decisions based on your priorities, and understanding how a purchase or a spending decision will benefit your life. Before you spend money on a product, service, or experience, it’s a good idea to consider what you will gain by making the spending decision. Spending money can be a […]
