Our family lives in plenty of luxury but people who really know our situation sees me as someone who’s fairly frugal. “Why do you sacrifice to save when you can afford more?” is a question my friends often ask me. It’s a pretty pointed question, but what they really want to know is how they […]
One of the cornerstones of good personal finances is to have some sort of backup plan available, just in case you run into unexpected financial problems. We often refer to this type of backup plan as an emergency fund or a rainy day fund. For many of us, these are the same thing. However, it could […]
The beauty of personal finance is that it’s personal. We all have our preferences on how we save money, what we spend money on, and even what we spend money with. Everyone has a strong preference from cash to credit to debit. Some people swear by cash, while others never carry the stuff. So, what type of […]
There’s a scene in one of my favorite movies where the lead character steps into a batting cage, then take fastballs to the chest to toughen up. He takes them all, screaming and grunting with the thud of each ball against his body. With the completion of our debt management program (DMP) through which my […]
Divorced? It’s time to begin thinking about the financial ramifications of your marriage ending.
Wondering about check-cashing alternatives for an individual without a checking account? Here are five options.
