We hear a lot about identity theft, since it’s a crime that can reach anyone, at any time. Even if they have flaws, services like credit monitoring can provide peace of mind. And, if you’re worried about identity theft, there are companies that offer insurance against the costs you could incur. Before you pay for […]
There are few things more glorious, or more disruptive, to your life than the arrival of a new baby. Planning ahead to help offset the financial havoc that can accompany adding a new member to the family is very wise. Without some consideration to the financial impact of raising a child, your hopes and dreams […]
My family is getting a tax refund this year. According to some, this isn’t exactly great news because it means that we gave the government an interest free loan but personally, I’m happy not to owe anything like we did last year. I suppose we could have played around with our W4 and such to […]
Would you prefer a nice crisp $50 dollar in your hot little hands today, or would you prefer to receive $55 in 10 months? Chances are, you chose the instant money, despite the fact that waiting would give you 10% more — a rate you’d kill for from your bank’s savings account. That preference for […]
If you’ve been nervously checking your investment accounts and looking up your home’s estimated value a lot more than usual lately, you’re not alone. I’ve been fretting over the unsold houses on our block for months now. Even though we have no plans to move, just the idea that we most likely wouldn’t be able […]
I’m a big believer in putting something away for a rainy day, but there’s more to planning for future financial needs than just having a well-funded emergency fund. In addition to your typical shtick about having 3-months’ salary in a piggy bank somewhere, I’ve found the following bits of advice to be valuable, as well. […]
