Debt is one of the easiest traps to fall into and it can seem like it’s practically impossible to get out of. The formula to paying off debt is relatively simple; spend less than you earn. The reality isn’t easy to apply to your life though. After all, it’s difficult to create new habits and change […]
There have been many studies on the habits of rich and successful people. In most cases, those who are successful have distinct habits. Here are just a few of them you should consider adopting. They Wake Up Early I have listened to a lot of successful people share their top habits, and one of the […]
Quitting your job is a decision that shouldn’t be taken lightly. It’s a big risk to leave the certainty of a consistent paycheck, for the uncertainty of the unknown. But quitting your job to start a business, stay at home with the kids, or salvage your health can be such a rewarding experience. I know just […]
I’m always looking for new ways to curb my spending, save money, earn freebies, and ultimately, live a more frugal lifestyle. This has especially meant becoming more careful about my purchases over the last few years. Looking back, I’m painfully aware of the money I’ve wasted: Impulse purchases that weren’t accounted for in my budget […]
No matter where you are in your career, retirement is likely to be on your mind. Since this generation of workers can no longer expect employers to provide a generous pension and health insurance coverage, it can feel like all retirement decisions are up to us as individuals. Add in the fact that there are […]
Retirement. After spending 50 years in the workforce, you’re supposed to walk away, sit in your rocking chair, and live on earnings that are enough to fund your habits. It’s supposed to be easy: flip the switch and go from being a productive member of society to, well, not. Fortunately, many people are living their […]
