One of the ways to successfully manage your debt, and create a pay down plan, is to make use of a debt consolidation loan. It’s always important to carefully consider your options, and be careful when using debt to pay off other debt. However, if you plan properly, and are careful to practice discipline, a balance […]
Receipts are a topic of controversy in my home. They take up spaces in our pockets, purses, wallets, and you can never find the exact one you need (until months later of course). In other words, the little scraps of paper are a scourge in the side of clutter-haters everywhere. Within minutes of walking through […]
Two weeks ago, I wrote about how hoarding ends up costing us more time and money. I loved reading all of the comments, and it’s obviously something we all struggle with. I just wanted to share a little bit of my personal tragedy this year and how beneficial it’s been for me not to turning […]
I do a large portion of my holiday shopping (or any shopping, for that matter) online. Not only is it more convenient because I live about an hour away from the closest city, but I often find precisely what I need for a lot less. But there are, of course, some trade-offs in online shopping that […]
The holiday season is in full swing and with that comes the joyous music, sweet smells of delicious food, and precious family time. The holidays are a great time to relax and prepare for the New Year. However, this time of year has also turned into a consumerist frenzy, with many people stressing about money, running […]
Thanksgiving is only two short weeks away, and the air is filled with anticipation of the official start of the holiday shopping season. I’m obviously talking about Black Friday, when people stay up all night to get a shot at (self-proclaimed) once-a-year door-buster sales. I’ve heard people brag how large a percentage of their gift […]
