With interest rates rising and housing supply limited for the time being, many people are rushing to buy a home early this season. If you are one of these people, and unless you have cash ready to pay in full, then know that it’s especially important this time around to get pre-approved before you begin […]
There’s talk that consumer credit card debt may set a record and potentially exceed $1 trillion this year. We already set another record, with the largest net increase in consumer debt since 2007 ($80 billion). Wow! But should we see accumulating more credit card debt this year as inevitable? I, for one, don’t think so. […]
Are you someone who avoids making resolutions because you know you’ll fail at following through with them? You’re not alone. A recent roundup of statistics shows that about 38 percent of us never make resolutions. Although this approach may save some disappointment, the need to sell slightly-used workout gear online, or even some wishfully-invested financial […]
It’s always startling to get those bank letters in the mail that say “important information enclosed.” I got one last week notifying me that my account “may have been” compromised. As a precaution, my bank was sending me an entirely new debit card and number (my first chip card — a sign of how long […]
You can probably can do better financially by managing your investment portfolio themselves, but you might end up unsure of what to do with your money every once in a while. When it comes to figuring out your next step, talking to a professional can help can go a long way, especially when you have […]
Debt plagues millions of Americans each year, and it can be hard to make a dent in your debt, especially if you’re already living paycheck to paycheck. One solution to pay off debt quicker is to use a 0% APR transfer credit card for a promotional period. I know what you are thinking. Credit cards […]
