Many of us don’t like to feel as though we’re missing out on something. In fact, the fear of missing out (FOMO) is likely something that is holding you back financially.
We tend to say “yes” too much, and even spend money, just to make sure we don’t miss out on anything. That’s why one of the ways to spend less is to realize that we might not actually be missing out all that much.
It’s true, saving money can be fun with the right attitude and a bit of creativity. You don’t have to spend a dime to gain a positive attitude; it’s all about making the decision to approach living a more frugal life as an adventure and opportunity instead of just looking at the restrictions.
Here’s how to make saving money fun:
Just as you’re trying to enjoy a quiet evening at home, the kids see a Disney commercial boasting the tremendous fun they’ll have if Mom and Dad take them there on vacation. Lunacy erupts in your den. The kids are begging. Then your wife turns on you, too. They think of fun, while you think of dollars flying out of your wallet.
How can you manage to give them their dreams — without blowing your budget? [ continue reading… ]
If you’ve ever been to a large hardware or kitchen supply store, you know they make a gadget for just about everything under the sun. You can buy a plastic mold that cuts a stick of butter into even-sized pats, or an attachment for your vacuum cleaner that cleans mini-blinds.
Well, since we’re pretty cheap *ahem*, I mean frugal around here, we like to find multi-purposes for common household items and save the money that might have been spent on specialty items.
Here are a few of my favorite household item hacks:
One of the best investments that we can make for our children’s future is to nurture their natural love of learning. Every baby that I’ve ever met has been curious and eager to learn more about the world. As parents, it’s our responsibility and privilege to guide our children and encourage their natural thirst for knowledge. Luckily, this doesn’t require a lot of money, it’s a gift that even the poorest parent can give to their children.
The following are a few of the best ways to encourage and help your child learn and grow. This list isn’t just for parents, as grandparents, aunts and uncles and family friends can also make a huge difference in encouraging the children in their life!
College isn’t just about academics; for many students going off to university is the first time they’ll be on their own and fully in charge of buying their own food, toiletries and other necessities of life. Even if they are getting financial assistance from their parents, most college students will find themselves having to make do on a tight budget.
While many college students turn to credit such as balance transfer credit cards or private student loans to fund their lifestyle, many of today’s young people have learned a lot by watching the current financial crisis unfold. Instead of running up debt, they are looking for ways to make do with what they have.
If you are one of these students, here are a few tips to get you started on living a frugal life.
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