Sharing insights since 2007 on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom!
If you’ve been bitten by the coffee bean bug, you know that your coffee habit can easily get out of hand and cost you a small fortune. While most financial experts would say it’s okay to splurge on a nice Cuppa Joe on occasion, it’s certainly one area you can cut back and save a bundle.
It seems that everyone is getting on the gourmet coffee fad. You can get your fix at McDonald’s, and my church even has a café open for breakfast that features a professional gourmet coffee machine that spits out frothy yummy caffeinated works of culinary art.
Brewing your own coffee can be quite an experience until you get the hang of it, but there are lots of helpful tips to be found when you’re just starting out. Here are a few of the most important ones to get your gourmet brewing started: [ continue reading… ]
Many of us don’t like to feel as though we’re missing out on something. In fact, the fear of missing out (FOMO) is likely something that is holding you back financially.
We tend to say “yes” too much, and even spend money, just to make sure we don’t miss out on anything. That’s why one of the ways to spend less is to realize that we might not actually be missing out all that much.
It’s true, saving money can be fun with the right attitude and a bit of creativity. You don’t have to spend a dime to gain a positive attitude; it’s all about making the decision to approach living a more frugal life as an adventure and opportunity instead of just looking at the restrictions.
Just as you’re trying to enjoy a quiet evening at home, the kids see a Disney commercial boasting the tremendous fun they’ll have if Mom and Dad take them there on vacation. Lunacy erupts in your den. The kids are begging. Then your wife turns on you, too. They think of fun, while you think of dollars flying out of your wallet.
How can you manage to give them their dreams — without blowing your budget? [ continue reading… ]
If you’ve ever been to a large hardware or kitchen supply store, you know they make a gadget for just about everything under the sun. You can buy a plastic mold that cuts a stick of butter into even-sized pats, or an attachment for your vacuum cleaner that cleans mini-blinds.
Well, since we’re pretty cheap*ahem*, I mean frugal around here, we like to find multi-purposes for common household items and save the money that might have been spent on specialty items.
Here are a few of my favorite household item hacks:
One of the best investments that we can make for our children’s future is to nurture their natural love of learning. Every baby that I’ve ever met has been curious and eager to learn more about the world. As parents, it’s our responsibility and privilege to guide our children and encourage their natural thirst for knowledge. Luckily, this doesn’t require a lot of money, it’s a gift that even the poorest parent can give to their children.
The following are a few of the best ways to encourage and help your child learn and grow. This list isn’t just for parents, as grandparents, aunts and uncles and family friends can also make a huge difference in encouraging the children in their life!
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