Sharing insights since 2007 on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom!
Have you looked at your budget lately? I took a peek at my friend’s expense tracker, and it’s scary how many items on there are totally unnecessary. Unused gym membership? Check. Triple play cable TV package? Double check. There are so many ways my friend is overspending I could run out of ink if I needed to cross out each line item on the budget with a pen.
How about your budget? Everyone overspends at least some of the time. Here are a few favorite ways people like paying more than they should.
Overpaying for Convenience
Amazon prime anybody? I’m just about the last person on planet earth to not pay for a membership, but the convenience of ordering anything whenever I want and having the product shipped to me quickly is very tempting. Then again, why do I have to pay the retailer to give my trigger happy brain an easy way to spend more money with them? Plus, shipping is still free as long as I plan a bit and group the items together to qualify for free shipping and I order ahead of time so the shipping time isn’t a concern. [ continue reading… ]
With the growing popularity of Pinterest and shabby-chic decorating, consumers are finding out that unconventional decorating is fun and money-saving.
Pottery Barn is a big source of inspiration for recycling old worktables and mason jars into useful parts of your home. An old wine bottle collection can become your new chandelier, or an antique baby bed can serve as a desk for your toddler.
When it comes to unconventional decor, the best approach is to start with what you can find and use your creativity to craft something useful. Estate sales, flea markets, and yard sales are great sources of fodder for your redecorating project. And if you have the ability to sandblast or weld your treasures, you can also shop around at the local junkyard.
Here are twenty ideas for unconventional decorating:
Have you ever read an article on how to save money on groceries only to find out that most of the tips are based around making all of your meals from scratch?
Yes, I totally agree that the best way to have a low grocery budget is to make all of your bread, yogurt, and more from scratch, while eating more bean-based meals. However, this advice is hard to follow if you don’t particularly like spending time in the kitchen.
I don’t hate cooking, but it’s something I would prefer to not to spend a lot of time doing, while still providing healthy meals for my family.
Here are a two tips to save money on groceries, even if you hate cooking.
Thirty thousand dollars. I heard that figure and my jaw dropped. That’s the amount that a couple of my friends are spending on their upcoming wedding.
Every time I hear about some new detail of the plans for the wedding, there’s a little voice in my head that starts commenting on the bottom line. But here’s the thing — it’s not my wedding. I’m not going to say a word because my friends are adults and seem to be pretty pleased with what they’re getting for their money. [ continue reading… ]
Summer is prime time for superhero movies at the theater. After taking in Wonder Woman and Spiderman: Homecoming, I can’t help but think that the qualities these heroes and heroines display can be applied to managing our personal finances.
While most of us don’t have the seemingly unlimited financial resources of some superheroes (like Tony Stark, Ironman or Bruce Wayne, Batman), we can model their superhero qualities by managing the money we have in “heroic” ways.
Buying gifts for others can be rewarding, or it can be stressful. If you haven’t prepared for a holiday or other gift-giving occasion, you’ll most likely be stressed out and at a loss for ideas. There are a few ways you can prepare so that you’ll be ready to buy the perfect gift — at the perfect price:
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