retire earlyWe cannot change the cards we were dealt, but we can certainly increase our chances of success by changing how we play the hand.

Tweaking our outlook can dramatically improve our life. There’s no doubt about it. In fact, there are plenty of tricks we can employ to improve our finances by adjusting how we view the steps needed to achieve financial freedom. These are trying times, and it may not seem that way, but rosy days are ahead. This too shall pass. Here are a few ways to help you do what’s necessary by just changing how you look at each situation.
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freelancer

The statistics are in. Freelancing is topping the charts as the country’s go-to source for work. In recent years, sites like Elance, oDesk, and Guru cornered the market with freelancers looking for paid work out there.

Don’t you want to make more money in these uncertain times? The fact that I could be at home making money sure sounds tempting these days.

Freelancing really is a fantastic way to make money in your spare time, if you have expertise that someone is looking for.

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I’m going insane!

Actually, that’s not completely true. My kids are driving my wife insane and she is driving me insane.

Okay that was a joke, too—sorry Emma, don’t kill me! In fact, my wife is so incredible with Jayden and Sara right now that I have a renewed sense of admiration for the love of my life.

I wouldn’t be able to write at all if it’s not for her sacrificing all her time to be with the kids. How does she do it?

Here are a few tips I gathered by observing.

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friend asks for a loan
It’s one of the most dreaded moments in a long term friendship. Your friend calls you up, tells you her sad tale of financial woe, and then asks “Is there any way I could borrow X dollars until Y date?”

No one likes being put on the spot like this — you feel like saying no will damage your relationship, but you know that money has a terrible habit of damaging relationships. So how do you handle such a request and still feel good about yourself and your friendship (and your own finances) afterwards?

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positive coronavirus

There’s so much doom and gloom nowadays, it can be difficult to see the light.

With everybody glued to their TVs watching the news cycle all day and worrying about their jobs, the health of people in our country, and our economy, it can be helpful to step back and look at some of the good news that’s happening all around us because of the coronavirus.

Here are a few I can think of right off the bat…

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how to downsize
Many of us look around and wonder how we ended up with so much stuff. Sometimes I wonder why I spend the money on things that don’t get used much. There is a lot to be said for a little more simplicity, as many people are discovering in this recession.

It is possible to spend less money, and still live a full life. And, of course, just because you can afford something doesn’t mean you have to buy it. If you are ready to downsize your lifestyle, you can do so, with a little thoughtful planning.
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