Sharing insights since 2007 on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom!
Have you ever read an article on how to save money on groceries only to find out that most of the tips are based around making all of your meals from scratch?
Yes, I totally agree that the best way to have a low grocery budget is to make all of your bread, yogurt, and more from scratch, while eating more bean-based meals. However, this advice is hard to follow if you don’t particularly like spending time in the kitchen.
I don’t hate cooking, but it’s something I would prefer to not to spend a lot of time doing, while still providing healthy meals for my family.
Here are a two tips to save money on groceries, even if you hate cooking.
Thirty thousand dollars. I heard that figure and my jaw dropped. That’s the amount that a couple of my friends are spending on their upcoming wedding.
Every time I hear about some new detail of the plans for the wedding, there’s a little voice in my head that starts commenting on the bottom line. But here’s the thing — it’s not my wedding. I’m not going to say a word because my friends are adults and seem to be pretty pleased with what they’re getting for their money. [ continue reading… ]
Summer is prime time for superhero movies at the theater. After taking in Wonder Woman and Spiderman: Homecoming, I can’t help but think that the qualities these heroes and heroines display can be applied to managing our personal finances.
While most of us don’t have the seemingly unlimited financial resources of some superheroes (like Tony Stark, Ironman or Bruce Wayne, Batman), we can model their superhero qualities by managing the money we have in “heroic” ways.
Buying gifts for others can be rewarding, or it can be stressful. If you haven’t prepared for a holiday or other gift-giving occasion, you’ll most likely be stressed out and at a loss for ideas. There are a few ways you can prepare so that you’ll be ready to buy the perfect gift — at the perfect price:
Whether it’s growing up seeing the family struggle through the financial crisis, or how millennials are graduating college carrying more student loan debt than ever (probably both!), millennials (who are contributing to a 401k plan) as a group are so far showing better financial habits than baby boomers when it comes to saving in their 401k. T. Rowe Price recently released a fun quiz titled “Do You Act Your (Savings) Age?” based on a survey they conducted with more than 2,000 participants with 401ks* that uncovered differences between how the generations are going about building their path towards financial freedom. [ continue reading… ]
Now that summer is here, that means two things for your lawn and garden for most of you. Either you will have a brown lawn and save money on your water bill, or you will have a beautiful, green yard and an enormous water bill to match.
But there’s a third way. Here are a few solutions to keep in your yard looking nice during the summer without spending a lot of money on water.
1. Invest in A Smart Irrigation System
We have been using the Rachio Smart Sprinkler System, and it makes a huge difference in our water bill and how nice our lawn looks. We are currently under strict drought regulations, so it is very important for us to stick to a certain water usage. Since switching to a smart irrigation system, we regularly save $30-40 each month on our water bill, our lawn looks greener, and our water usage is under the average usage for our city. [ continue reading… ]
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