Sharing insights since 2007 on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom!
Going out with friends is always a fraught situation. When you sit down for a meal in a restaurant, trying to figure out who pays can be difficult. Do you each pay for your own meal? Split the bill evenly? Or is someone responsible for paying the whole thing?
In the end, the most important thing is to talk about it up front and figure things out ahead of time – before the check shows up at the end of dinner.
Who Invited Whom?
One of the easiest rules of thumb is to base who pays on who did the inviting. You should probably pay if you invite everyone out to dinner on your birthday. You did the inviting after all. When I asked my parents, siblings, and cousins to dinner for my birthday last year, I took care of the bill since I had invited everyone to a dinner that required driving. [ continue reading… ]
Dreaming big is a good thing when it comes to your life. However, it also comes with a lot of unwelcomed opinions from others. They may call themselves realists, but let’s be honest, they are just dream killers.
When it comes to your finances, don’t be afraid to have lofty goals too – dreaming big with your money is also a good thing. Don’t be afraid to desire goals that go against the norm. Having big goals and taking baby steps to reach them is much better than staying stagnant in your financial situation for years and years.
Here’s how to deal with the financial dream killers in your life. [ continue reading… ]
I absolutely love the library, and I am continually surprised that more people don’t take advantage of their local library. It’s really more than a place for checking out books! Here are the top benefits you can get from your local library – all for free.
1. Family/Kid Activities
The children’s librarian at my local library is fantastic and she is always trying to come up with creative classes or activities for all different age groups. I have visited story time, craft time, dance class, and even play dates with different sensory stations set up.
This week marks my fourth year wedding anniversary. I know it may sound cliché, but I am going to say it anyway: It feels like it was just yesterday!
While a lot has changed in four years, I think many couples still find themselves in the same situation my husband and I did. We wanted to have an elegant wedding for about 150-200 people, but only had a budget of $8,000. The first venue we visited quoted us over $8,000 for just the venue and food!
While we quickly realized we had to do a lot of DIY projects to stretch our budget, we also found out there are some things you just don’t DIY when it comes to your wedding. Here’s what we learned: [ continue reading… ]
Raised by an extremely frugal parent, I now enjoy freedoms like turning fans on full power when I want to (seriously, how much electricity does that really waste?) and not saving things that are clearly junk but might be able to be fixed or re-purposed in some way. Still, some of that extreme frugality my parents swore by stuck with me.
As an adult, I take pride in being frugal in sensible ways. For instance, I’ve recently started buying the majority of my clothes from thrift stores and online re-sale services, managing to save serious money on either brand-new or only lightly-used, quality-brand items. But sometimes, that’s still not enough to keep me from experiencing spending guilt.
I had a reality check the other day when I felt guilty for spending money on a few items off the clearance and thrift store racks that were for myself. Something that should have brought me joy – finding great deals on clothing I needed and loved – instead had me second-guessing. Why is this? [ continue reading… ]
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