Do you have any tips on how to get out of a rut? I’m always stuck and can’t seem to finish anything at work, but I really need this job and I’m afraid I will be fired. How do I keep the job and continue to bring home the paychecks that my family desperately need?
The reader question came at the perfect time, because before I got the email, I found myself unable to think of what to write either. I believe I started my struggle at around 8:15am (or thereabouts) and it’s now 10:18pm. For literally two hours, I was surfing the web, chatting unenthusiastically with people online and clicking send/receive in my email program so many times it would’ve broke if it was a mechanical button.
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Scottrade is one of the more established discount stock brokers in the industry, but I have to give them another praise after what happened since I wrote a review about them. This article outlines why Scottrade brings customer service to the next level, and what the brokerage firm offers.
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Whether we admit it or not, many of us have mixed the word hate in the same sentence as our job at one point or another. Sometimes, it’s after a long argument with the boss. Other times, it’s caused by the hopeless feeling when a month long project is expected to be completed by Friday.
With the economy the way it is, it’s even easier to feel down about your career. Chances are good that someone in the office is in deep financial trouble. The added stress more than likely caused additional tension in work relationships, and tension just leads to more despair.
If this sounds familiar, know that complaining to people around you is the last thing you should do because it doesn’t change the situation one bit. Instead, here’s a list of more productive actions you can take.
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Sometimes, the timely smack in the head is what we need. That’s why it’s nice to read this guest post from Adrienne, who gives us some commonly known anecdote to our problem of not saving enough. We’ve all read the money saving tips, but how many of us really practice them on a daily basis?
These are bad times financially; people are losing jobs they’ve held for years and suitable alternative employment is hard to come by. All you can do is make ends meet and avoiding to get into more debt seems like an accomplishment in itself. So when people talk of saving money, you’re ready with your sarcastic look – “How on earth am I supposed to save when I hardly have enough to get by each day?” But, saving money is so important that there’s no excuse even if your income dropped a bit. The good part is that you can do it as long as you focus on the task. Here are a few high level suggestions to get you started:
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The personal finance community always talk about online savings accounts but seldom, if ever, does anyone inquire about the actual institution that readers use. Why only listen to one of us talk about a particular offering when everyone on the face of this planet have experiences with them? Today, let’s find out by asking.
Which online bank (if any) do you use for your savings? Are you using it out of convenience or is it because you think the online savings account you use is the best out there?
Of course, it wouldn’t be fair for me to pose the question and not share, so let me share my online savings history.
Disclaimer: I have accounts with a ton of banks, but these are online savings accounts that I actually deposited a meaningful amount for a certain period of time.
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When you go out to dinner with friends, one of you will inevitably request to pay the total with a credit card. Sometimes, it’s due to a legitimate reason like not having cash but more and more, it’s due to more selfish ones – rewards or an interest free loan with 0% purchase credit cards.
How do you feel about that?
Some even take it a step further and try to expense these dinners as business entertainment to deduct taxes. Never mind that it’s ILLEGAL, but what about the moral issues? Chances are, someone who does this a) isn’t going to tell you about it and b) is not going to share the “profits” with the group. What if they use 0% balance transfer credit cards? Does that change things?
Let me ask you: Do you have any ideas in dealing with this so everyone feels better and fairly treated? Is this even a problem with your group of friends?
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